If you retire before age?65, your couple health-insurance costs can vary widely based on age, location, plan type, and subsidy eligibilityheres a detailed breakdown:
Forbes reports an average premium for a 60?year?old couple at $1,987/month (?$2,000)forbes.com.
Other estimates: $1,700$2,200/month depending on location and age .
With subsidies:
Costs depend heavily on income. However, note that enhanced ACA subsidies are set to expire end of 2025, possibly causing premiums to roughly triplefor example, a 60?year?old couple earning $82k may see monthly costs jump from $581 to $2,111barrons.com+1en.wikipedia.org+1.
