不同意这一点:同样的治疗医生从无保险病人得到的钱平均要比有保险病人多的多(per case)。
这样的情况,要么他医术太差,要么他不是真正的M.D.or D.O.Chiro or, PT. or 直接就是脑子进水了。
是个有名望的医生,律师,都希望自己的客户是有钱人,喜欢在层次高的富裕区practice,病家看得长,看得次数多。
随便给个链接:
***online.wsj***/article/SB10001424052748704457604576011382824069032.html
又比如加州的 kaiser permanente,除了急诊,门诊是不看没保险自付报低价的病人的。
"陈先生保险自付额为5000元,有一次去做核磁共振(MRI),他直接告诉医院没保险,讨价还价后,医院让他付350元即可。他的表兄做同样检查,使用保险,医院开出账单为1万3000元,自付2500元。"---this is totally self-made story. MRI for only $350? or MRI or $13,000? is author from the Moon or Mars?
phantomoftheopera 发表评论于 2012-04-05 15:15:07
Agree with zhengshi3.
zhengshi3 发表评论于 2012-04-05 15:02:03
Friends: if it is free, it is not truly free. Somebody paid for you.
无保险比较“便宜”is because those fully insured pay the under or un-insured by mean that they pay either higher premium or high out-of-pocket cost.
Remember: there was, is, and will be no such a thing as "free lunch" in the world. Never.
If it is free, somebody paid for you.
If you are lack of the capability to pay and somebody paid for you, you are lucky that you live in a mature, moral and socialist society (such as that of US).
But if you have the capability to pay but make others pay for you, shame on you: you exploit others.
实例:一病人眼睛觉得有飞蚊(水泡),看眼科。收到账单,说是vision保险不保这项。然后就告诉诊所用medical重报,就全保了。